NBH Bank Commercial RE Banking Analyst (Orchard) at Community Banks of Colorado in Greenwood Village, Colorado
JOB FUNCTIONS AND RESPONSIBILITIES: The following sets forth the primary responsibilities of this job, but is not an exhaustive list. The Bank, through its managers and supervisors, reserves the right to assign any additional duties necessary to meet the needs of our clients, associates and/or shareholders.
Underwrite loan presentations ensuring the overall success and growth of an assigned portfolio. This includes originations, annual reviews, amendments, risk rating assessments, financial spreads, financial modeling, among other duties.
Prepare financial models for use in underwriting.
Accountable for functional areas of the team including underwriting, portfolio management and bank compliance standards.
Ability to effectively support the management of profitable client relationships and work with other areas in the Bank including Credit, Loan Operations and Executive Management.
Ability to understand and critically analyze borrower financial statements using accounting and finance skills on a daily basis.
Assist relationship managers with management of an existing portfolio of clients and monitor client relationship for compliance with credit standards through monthly portfolio monitoring.
Maintain current knowledge and consistent compliance with regulations and bank policies and procedures related to the position, including but not limited to Bank Secrecy Act (BSA) and Office of Foreign Assets Control (OFAC) requirements.
Interacts with others (co-workers, management, clients, and vendors) in a professional and tactful manner including treating them with respect and consideration regardless of their status or position.
EDUCATIONAL KNOWLEDGE AND/OR PROFESSIONAL EXPERIENCE:
Required: This position requires the following educational and/or job experience:
Bachelor’s degree in accounting or finance or equivalent combination of education and experience.
Strong business writing skills.
Self-starter personality with a passion to pursue further endeavors in the finance field.
Strong attention to detail.
Advanced degree in accounting or finance and/or certification in the field.
Experience in Government & Nonprofit finance.
2+ years of relevant experience in commercial banking.
Completed formal credit training program.
Proficiency with DBC bond modeling software
SKILLS AND ABILITIES: The following is intended to give an overview of the requirements of the position, but is not an exhaustive list.
Strong Excel modeling skills.
Proficient in Microsoft Word.
Well developed and proven organizational skills with ability to utilize time efficiently.
Ability to consistently deliver on commitments, and assume responsibility for results.
WORK ENVIRONMENT: The following is intended to give an overview of the work environment of the position, but is not an exhaustive list.
Office setting with traditional hours.
Must enjoy working with others in a team environment
Must be able to work at a rapid pace for long periods of time (typically no longer than 8 hours).
Must be able to work overtime to the extent necessary.
Must be able to work additional hours outside routine business hours to the extent necessary.
Must be able to travel – estimated at 10% of the time.
The Bank is committed to providing qualified applicants and associates reasonable accommodation, when necessary, to enable the individuals to complete the application process and/or perform the essential functions of the job. An applicant and/or associate requiring reasonable accommodation to perform any essential job function, should contact Human Resources.